Business Validator Protocol
Make asset servicing, risk assessment, and insurance accountable through stake and enforceable rules.
Accountability beyond the token
A token records ownership. It does not prove that an asset description is accurate, that a risk estimate is useful, or that an insurer will pay. The Business Validator Protocol gives these responsibilities to identified operators. It links how each operator performs to its collateral, rewards, and penalties.
The protocol works alongside the Tokenization Engine. The engine controls the asset's on-chain lifecycle. Business Validators maintain asset information, publish risk assessments, and take on insurance obligations. Network Validators are a separate group.
Three responsibilities
| Role | Responsibility |
|---|---|
| Tokenization Validator (TV) | Register and maintain the protocol's asset record |
| Scoring Validator (SV) | Publish default-probability estimates and maintain a declared methodology |
| Insurance Validator (IV) | Underwrite specified obligations and meet covered claims |
An operator can hold more than one role. Each role has a separate stake account and its own obligations. Read Validator roles for the authority and limits of each.
How accountability works
An operator registers a Business Validator identity, backs its role with ASSET, and accepts a portfolio of obligations. The protocol tracks stake health and service records. If the contracts can detect a failure, a penalty starts, and the validator can challenge it. If proving a failure needs evidence from outside the chain, it goes to a dispute. Rewards reflect participation, history, and eligibility. To exit, the operator must resolve or transfer its remaining responsibilities.
The cashflow and calibration model is built for assets with scheduled payments, such as loans and bonds with a fixed maturity. Other asset classes may need changes to the model.
Choose your next step
- Participate: Become a Business Validator.
- Assess the economics: Stake and lifecycle, then Rewards.
- Understand enforcement: Penalties and disputes.
- Build an integration: Integration and monitoring.
Use protocol parameters and worked examples to assess collateral and rewards.