# Validator roles (/docs/business-validators/roles)



## Three roles [#three-roles]

Each role owns a different part of the asset lifecycle. Open a role guide for its responsibilities, operating workflow, and limits.

| Role                                                                            | Responsibility                                               |
| ------------------------------------------------------------------------------- | ------------------------------------------------------------ |
| [Tokenization Validator (TV)](/docs/business-validators/tokenization-validator) | Register and maintain the asset's protocol record            |
| [Scoring Validator (SV)](/docs/business-validators/scoring)                     | Publish default probabilities and maintain their calibration |
| [Insurance Validator (IV)](/docs/business-validators/settlement)                | Underwrite defined obligations and meet covered claims       |

An organization can hold more than one role. Each requires its own authorization and collateral account.

## One identity, separate role accounts [#one-identity-separate-role-accounts]

A Business Validator identity, or **[BVID](/docs/resources/glossary#bvid)**, links an operator address to a legal-entity reference and registered roles. Experience and offence history are associated with the BVID; collateral is accounted for separately for each role.

The legal-entity reference is an identifier. The contract does not independently verify incorporation documents or detect every duplicate legal entity. Admission and identity review therefore remain part of the operating process.

| Permission                 | What it allows                                                     |
| -------------------------- | ------------------------------------------------------------------ |
| BVID operator              | Authorized actions for the registered Business Validator roles     |
| Token-suite owner or agent | Asset-contract actions assigned by that suite                      |
| Network validator          | Participation in network consensus                                 |
| Governance authority       | Changes allowed by the protocol's governance and timelock controls |

Holding one of these permissions does not confer the others.